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Small Business & Agri Underwriter

Dublin

Small Business & Agri Underwriter

Dublin | Ireland

The Credit Underwriting Unit is responsible for the underwriting of credit applications that fall outside scoring for Consumer Lending, Credit Cards and Small Business & Agri. A key unit within the Group the division partners with Business Banking, Consumer Banking and Distribution, while seeking to add quality assets to the Groups balance sheet while respecting capital.

Purpose of the Role:

To facilitate the challenging Business growth agenda, we are looking for a highly motivated and energetic person with strong credit skills to join a team of highly skilled professionals.

What is the Opportunity?

This is an ideal opportunity for an enthusiastic person to develop their skills in credit, broaden their business acumen and commercial judgment capability, while providing them with a solid base for further career development.

Key Accountabilities:

  • Support growing sustainable profits by assessing lending proposals within the parameters of acceptable credit risk and ensure appropriate balance between credit quality and policy.
  • Carry a lending discretion and operate within that discretion, providing thorough analysis and objective assessment of viability of lending propositions.
  • Adopt a One Bank one Team approach by building and maintaining strong working relationships with all relevant stakeholders.
  • Demonstrate a customer centric approach by responding to appeals and queries with professionalism.

Essential Qualifications:

  • Minimum of 5 passes (minimum Grade D) in Ordinary Level Leaving Certificate subjects, including Maths and English, or equivalent or superseding qualification.
  • QFA is also a requirement for the role.

Essential Skills and Experience:

  • Previous experience holding within Lending or working in a Credit Environment.
  • Good Knowledge of credit policy, regulatory and administrative procedures and understanding of financial accounts.
  • Excellent level of expertise in verbal and written communication.
  • Excellent analytical and decision making skills.
  • Well organised with good analytical and communication/interpersonal skills, and an ability to work well as part of a successful team.
  • Energy, flexibility, and total commitment to achieving the units overall objectives.

Bank of Ireland Group is an equal opportunities employer and is committed to fostering an inclusive workplace which values and benefits from the diversity of our workforce.

Where Agency assistance is required Bank of Ireland Recruitment Team will engage directly with suppliers. Unsolicited CVs / profiles supplied to Bank of Ireland by Recruitment Agencies will not be accepted for this role.

Closing date: Sep 24, 2019
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