What is the opportunity?

As an SME Credit Analyst, you will play a key role in achieving Northridge's strategic plans to enhance wholesale unit stocking and dealer facility offerings. This position offers an exciting opportunity to develop your skills and expertise in a credit environment!

Please note the successful candidate can be based in Belfast, Bristol or London.

In this role you will:

• Credit Analysis: Prepare and complete SME credit applications with detailed financial analysis, ensuring alignment with BOIUK Risk Appetite Statement and Credit Policies.
• Problem Solving: Identify, analyse, and resolve issues during credit assessments or other ad-hoc activities.
• Innovation: Drive improvements to current systems and processes for streamlined workflow.
• Compliance: Accurately report and document Compliance & Governance requirements, including ESG Risk assessments and KYC onboarding processes.

What will make you stand out?

• Financial analysis skills: Ability to analyse a financial suite of accounts.
• Writing skills: Strong administration and report writing skills.
• Analytical thinking: Ability to solve problems with equitable solutions.
• Time management: Ability to prioritise workloads and work independently.
• Technical proficiency: Proficient in all Microsoft Office applications.

Experience with any of the following will help you to stand out but is not vital in order to apply for this role;

• KYC knowledge: Understanding of Know Your Customer processes.
• Credit experience: Previous experience within a credit environment.
• Relevant Qualification: associated with financial analysis & credit risk assessment.

Essential Qualifications

There are no essential qualifications for this role

More about the team

Northridge Finance is part of Bank of Ireland (UK) plc and specialises in providing personal and commercial asset finance products across the UK.

As part of BOI UK, Northridge supports its goal to be the leading partnership bank, providing simple, flexible, accessible financial services and products to UK customers both directly and through partnerships with trusted and respected UK brands and intermediaries.

Our successful approach to partnership is helping to make us be distinctive in the marketplace and challenge the big UK retail banks by offering consumers a genuine and accessible alternative that they can trust.

#BOICareers

Why work with us?

Bank of Ireland prioritises work-life balance with a commitment to hybrid working, along with 24 days annual leave and excellent pension contributions. Family can mean different things to different people; we offer 6 months paid maternity leave, an innovative fertility and surrogacy policy along with working parent and carer supports.

Your health and wellbeing is important to us; we offer a substantial health insurance contribution, employee assistance program and financial wellbeing coaches available. We also encourage and support staff to pursue educational and professional qualifications to grow and enhance your career!